THE KEY IS PLANNING
"If only I'd known then what I know now ...."
Looking to the future is key to financial planning at any
age, but especially in the decade or so before retirement. For
many households, retirement is a time to fulfill dreams and
delayed ambitions. It also can be a time of anxiety if you
postpone thinking realistically about the ways your financial
identity will change--income, savings, investments, credit,
insurance, job benefits, and perhaps living arrangements.
Meeting the challenge of financial management will help remove
uncertainty and increase your available options. Both partners
need to be involved in retirement planning and may wish to
discuss their plans with adult children.
Many people neglect planning. Some prefer to leave
financial decisions to the other partner, while others simply
find it too difficult to talk about money. Whatever the reason,
if you have not yet begun planning, you may want to seek
pre-retirement planning advice from a professional or a
community service organization.
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